Trade-Specific Insurance Solutions
Tailored coverage for every construction trade in Bergen County
Insurance Designed for Your Trade
Every construction trade faces unique risks and challenges. That's why we offer specialized insurance programs designed specifically for your industry. With deep knowledge of Bergen County's construction market and regulations, we provide coverage that truly protects your business.
Industry Expertise
Specialized knowledge of each trade's unique risks and requirements
Local Experience
40+ years serving Bergen County contractors and builders
Complete Coverage
From tools to liability, we cover every aspect of your business
Select Your Trade
General Contractors
Complete coverage for general contracting operations including project management and subcontractor risks.
- •Project liability
- •Subcontractor coverage
- •Builders risk
Electrical Contractors
Specialized protection for electrical work including fire and shock liability coverage.
- •Electrical fire coverage
- •Professional liability
- •Tools protection
Plumbing Contractors
Comprehensive coverage for plumbers including water damage and pipe burst protection.
- •Water damage liability
- •Equipment coverage
- •Service line protection
HVAC Contractors
Insurance for heating and cooling contractors covering installation and service risks.
- •Refrigerant liability
- •Carbon monoxide coverage
- •System failure protection
Roofing Contractors
Height-specific coverage for roofing professionals including weather damage protection.
- •Fall protection
- •Weather damage
- •Warranty coverage
Concrete Contractors
Heavy equipment and structural coverage for concrete and foundation specialists.
- •Foundation liability
- •Equipment breakdown
- •Structural defects
Painting Contractors
Coverage for painters including overspray protection and surface preparation risks.
- •Overspray coverage
- •Lead paint liability
- •Surface damage
Flooring Contractors
Protection for flooring installers covering material defects and installation errors.
- •Installation errors
- •Material defects
- •Subfloor damage
Landscaping Contractors
Green industry coverage including pesticide application and tree work liability.
- •Pesticide liability
- •Tree damage
- •Irrigation issues
Excavation Contractors
Underground work coverage including utility damage and earth movement risks.
- •Utility damage
- •Earth movement
- •Heavy equipment
Why Trade-Specific Insurance Matters
Accurate Risk Assessment
- 1
Precise Premium Calculation
Pay only for the risks specific to your trade, not generic contractor rates
- 2
Tailored Coverage Limits
Get the right amount of coverage based on typical claim sizes in your industry
- 3
Industry-Specific Endorsements
Add coverage for unique risks that general policies might exclude
Common Benefits Include:
- Lower premiums through accurate classification
- Coverage for trade-specific tools and equipment
- Protection for unique liability exposures
- Compliance with industry regulations
- Expert claims handling by trade specialists
Get Insurance That Understands Your Trade
Don't settle for generic contractor insurance. Get coverage designed specifically for your trade with rates that reflect your actual risks.