Comprehensive Coverage for Your Trade
Complete insurance coverage for drywall and acoustical contractors in Bergen County. From residential hanging to commercial metal stud framing, we protect your business.
General Liability with drywall classification
Workers Compensation for lifting injuries
Commercial Auto for material delivery
Tools & Equipment coverage
Completed operations coverage
Dust and debris liability protection
Drywall dust damaging HVAC or electronics
Moisture problems from improper installation
Improper framing causing wall failure
Worker injuries from stilts or scaffolds
Improper fire-rated assembly installation
Improper hanging causing ceiling failure
Dust damage and installation errors
Materials coverage until installed
Back injuries and repetitive strain
Stilts, lifts, and tools protection
Trucks for sheetrock delivery
Acoustical design coverage
Drywall dust can destroy electronic equipment, clog HVAC systems, and trigger health complaints. Standard GL covers this, but proper containment procedures and dust control measures can significantly reduce claims and premiums.
If you install fire-rated walls or ceilings, proper coverage is critical. Incorrect installation can lead to massive liability if a fire spreads. Document your work and ensure your GL includes completed operations.
Metal stud framing is typically covered under drywall operations, but structural framing may need different classification. Load-bearing metal stud work often requires higher liability limits due to structural risks.
Dust containment systems, avoiding structural work, proper moisture barriers, safety training for stilts/scaffolds, and limiting ceiling work all help reduce premiums. Written contracts with hold harmless agreements also help.
Protect your business with comprehensive insurance coverage