Protecting Contractors Since 1990
Comprehensive insurance solutions for construction professionals. From general liability to builders risk, we have the coverage you need at competitive rates.
Protect your business with coverage designed specifically for contractors and construction professionals
Protect against third-party injuries and property damage claims
Learn More5,000+
Contractors Insured
30+
Years Experience
20+
Insurance Carriers
24/7
Claims Support
We understand the unique risks each trade faces and provide customized coverage solutions
Access to multiple A-rated carriers ensures competitive rates
30+ years insuring Bergen County contractors
We understand NJ regulations and local project requirements
Get multiple quotes in 15 minutes, not days
From the Route 80 widening to Hackensack's high-rise boom, we've provided insurance for Bergen County's most significant construction projects.
Or call (201) 812-2184
New Jersey requires workers compensation for all employees and general liability with minimum limits varying by municipality. Many contracts also require additional insured endorsements and specific coverage limits.
Costs vary based on trade, revenue, number of employees, claims history, and coverage limits. Small contractors typically pay $1,500-$5,000 annually for basic coverage, while larger operations may pay significantly more.
General liability covers third-party bodily injury, property damage, completed operations, and advertising injury claims. It protects against lawsuits from accidents on job sites or damage caused by your work.
Builders risk is essential for new construction and major renovations. It covers the structure, materials, and equipment during construction. Many contracts require it, and it protects your investment until project completion.
Get competitive quotes from multiple carriers in minutes. Our construction insurance experts are standing by.