Comprehensive Coverage for Your Trade
Complete insurance coverage for masonry contractors in Bergen County. From bricklaying to stone veneer, we protect masons with specialized coverage.
General Liability with masonry classification
Workers Compensation for heavy lifting risks
Commercial Auto for material transport
Equipment coverage for mixers and saws
Completed operations coverage critical
Structural work liability limits
Wall collapse or foundation settling issues
Bricks or tools falling from scaffolding
Improper sealing causing water damage
Damage to existing structure during repair
Mortar failure or brick deterioration
Falls from or collapse of scaffolding
High limits for structural work risks
Long-tail coverage for masonry work
Mixers, saws, and scaffolding protection
Heavy trucks for material delivery
Coverage for back injuries and falls
Extra protection for severe claims
Masonry work is structural and permanent. A wall collapse or foundation failure can cause catastrophic damage. Claims often emerge years after completion, making robust completed operations coverage essential for long-term protection.
Historic restoration requires specialized coverage due to unique materials and techniques. Some carriers offer endorsements for restoration work. The higher value of historic properties also necessitates increased liability limits.
Freeze-thaw cycles can cause masonry failures, leading to spring claims. Proper cold weather procedures and mortar additives are important. Some policies exclude work below certain temperatures without proper precautions.
If you provide design services, structural calculations, or engineering recommendations, professional liability is important. This is especially true for retaining walls, foundations, or load-bearing structures.
Protect your business with comprehensive insurance coverage